faqs
Most Popular Questions
At Aimsafe Financial Solutions, we take pride in going beyond the surface when it comes to credit repair and restoration. Unlike many services that only address obvious errors, we dig deeper into the complex systems and reporting practices of the credit bureaus to uncover the root causes of negative credit items. Our in-depth approach allows us to identify not only inaccuracies but also outdated or unverifiable information that may be quietly damaging your credit profile.
This level of commitment is reflected throughout our services and is the foundation of many answers you’ll find on our Frequently Asked Questions page. Whether it’s questions about removing bankruptcies, or late payments, or understanding the role of credit monitoring, our goal is to provide clarity, accuracy, and long-term results. We’re not just here to improve your score; we’re here to help you confidently understand and take control of your financial future.
How Does It Work?
With your permission, we pull your credit reports to evaluate all unauthorized, inaccurate and unverifiable negative items, then we email you a copy.
- We will work with you to have all unauthorized credit inquiries removed and will help dispute any inaccurate and negative items reported on from your credit reports.
- We will assist you in disputing and removing inaccurate or unverifiable items on your credit report, ensuring effective credit restoration for the fresh start you deserve.
What Will I Get When I Sign Up For The Program?
Once you complete the sign-up process, we immediately begin working on your credit reports to remove any inaccurate information.
- We also enroll you in our weekly newsletter publication on credit education which provides the information you need to keep working on building your credit back up and raising your credit score.
- We organize by-weekly evaluation meeting to review your credit reports, your progress and plan on the next strategy based on your progress and goal.
How Long Does it Take To See Results?
Every condition is unique, so we customize our approach based on your specific situation. Consequently, the time required to remove inaccurate and unverifiable negative items from your credit reports may vary from case to case and how quickly you submit all required documents and letters received from the credit bureaus back to us.
- In most cases, you will begin to see results within a month, but it may take up to six months or more based on your current situation and how many negatives items on your credit reports. We suggest to focus on the credit education provided on our weekly newsletter publication to build a strong foundation on how to handle your credit and keep your high score while we repair your credit.
- Enroll now, and one of our experts will provide you with a complimentary credit restoration evaluation, and discuss your options according to your current situation.
Can You Remove Bankruptcy?
Yes, Bankruptcy usually takes 30-50 days to be removed.
- In some cases, we may be able to help remove a bankruptcy from your credit report if it is found to be inaccurate, outdated, or unverifiable with the credit bureaus. Under the Fair Credit Reporting Act (FCRA), all items on your credit report must be 100% accurate and verifiable. If the bankruptcy record contains errors or cannot be properly verified by the reporting agency, we can dispute it on your behalf and request its removal.
- While bankruptcies are legally allowed to remain on your credit report for up to 10 years, that doesn't mean they are beyond challenge. Every case is different, and our team will carefully review your credit file to determine the best course of action. If we find valid grounds, we will work diligently to pursue removal or correction and help you rebuild a stronger financial profile.
Can You Remove Late Payments?
- Yes, we can often help remove late payments from your credit report if they are inaccurate, outdated, or cannot be properly verified by the credit bureaus. Under the Fair Credit Reporting Act (FCRA), all information on your credit report must be accurate and verifiable. If a creditor fails to confirm the details of a reported late payment, or if the reporting is found to be incorrect, we can dispute it and request its removal.
- Even if the late payment is accurate, there may still be strategies available to help improve your credit profile. We can guide you on how to request a goodwill adjustment or explore other options that may reduce the negative impact. Our goal is to help you restore your credit health and move closer to achieving your financial goals.
Can You Help Build My Credit?
Yes, even if you don't have any credit, our dedicated team can quickly help you build and establish new credit.
- With newly established credit, you can start generating a credit score. We also accompany you during the process with our weekly newsletter publication on credit education to teach you on how to handle your credit, build a strong credit profile and how to raise and keep a good credit score.
- We would like to remind you that the process takes time and It takes at least 3 months to start generating a report and seeing results. So again, We suggest to focus on the credit education provided on our weekly newsletter publication to build a strong foundation on how to handle your credit and keep your high score while we are building your credit.
- Enroll now, and one of our experts will reach out to provide you with a complimentary evaluation on our credit builder program and discuss the options available to you. Alternatively, you can Click Here to build your credit yourself.
What Do We Offer?
We continue to help thousands of individuals and families across the 50 states achieve and sustain their financial goals through the following programs:
- Credit Builder.
- Online Classes.
- Credit Education.
- Credit Restoration.
- Counseling And Mentorship.
- One-To-One Learning Sessions And More.
What Can You Help Me Remove?
We have had success with removing the following:
- Tax Liens.
- Charge Offs.
- Medical Bills.
- Foreclosures.
- Repossessions.
- Students Loans And More.
What Is My Credit Score Based On?
Credit scoring is based on many factors that may include:
- Amount Of Available Credit.
- Payment History.
- Recent Requests For Credit.
- Amount Of Credit Currently Being Used.
- Length Of Credit History.
Under the Equal Credit Opportunity Act, credit scoring may not use gender, martial status, national origin, race, or religion as factors.
Who Will You Share My Information With?
Your personal information will not be shared with anybody. The only time information is shared would be with an affiliate partner who is a part of the dispute process.
Do You Offer A Guarantee?
Aimsafe Financial Solutions offers a 100% Money Back Guarantee if you do not see at least one or more negative items we disputed deleted from your credit report in a 120 day (4 consecutive months)
- You will receive 100% of all payments made to Aimsafe Financial Solutions Excluding the Start up fee. You must have made all payments on time, had no breaks between credit monitoring and have not applied for any new credit during the dispute process.
Why Do I Need A Credit Monitoring Account?
- You need a credit monitoring account so both you and our team can effectively track your credit progress during the restoration process. It gives us secure access to your credit reports and scores from all three major bureaus, allowing us to identify inaccuracies, monitor updates, and take timely action to improve your profile. This ongoing access ensures we can provide the most accurate and personalized support to help you reach your credit goals.
- Even after your credit repair is complete, we highly recommend keeping your credit monitoring active. It provides real-time alerts for any changes to your credit report, such as new accounts, inquiries, late payments, or potential fraud. Staying informed helps you protect your credit, maintain your progress, and make smart financial decisions moving forward.
What Payment Methods Do You Accept?
We accept the following methods of payment:
- Visa.
- Discover.
- Debit Card.
- Mastercard.
- American Express.
- We accept Debit Cards, but because we are trying to help you repair, build or rebuild your credit, we would prefer you use your credit card to sign up for our services.
- We only recommend temporarily using a Debit Card for Credit Builders and clients with no established credit and no available access to credit cards.
- We quickly work with you to establish credit and obtain a secure credit card then we move your method of payment to your new secured credit card so you can start building positive credit and raise your credit score.
We will erase all your reported inaccurate or unverified negative errors.
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About us
We make having good credit scores a reality by putting clients first, leading with exceptional service, doing the right thing, and getting all errors removed.
Head office
Address
12361 Hagen Ranch Road.
Suite 503-1200 Boynton Beach, Florida 33437
Customer Support
1-888-246-4876
Fax Us
1-888-894-9091
Contact Us
contact@aimsafefinancial.com
Quick Links
Our Address
12361 Hagen Ranch Rd. Suite 503-1200 Boynton Beach, Florida 33437
Call Us
1-888-246-4876
Fax Us
1-888-894-9091
Contact Us
contact@aimsafefinancial.com
Quick Links
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Head office
Address
12361 Hagen Ranch Road.
Suite 503-1200 Boynton Beach, Florida 33437
Call Us
1-888-246-4876
Fax Us
1-888-894-9091
Contact Us
contact@aimsafefinancial.com
Quick Links
SUBSCRIBE
Subscribe to our newsletter for the latest credit education and tips updates. Be always on trend!
Our Address
Call Us
Fax Us
Quick Links
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Head office
Address
12361 Hagen Ranch Road.
Suite 503-1200 Boynton Beach, Florida 33437
Call Us
1-888-246-4876
Fax Us
1-888-894-9091
Contact Us
contact@aimsafefinancial.com
Quick Links
SUBSCRIBE
Subscribe to our newsletter to get the latest updates on credit education and tips.
!Be always on the trend!